FAQs about investing in Swiss property


4. Transactions, payment, red tape and security

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If, after studying the investment, you want to go ahead with the purchase, you must sign a convention with the seller stating that you want to buy the property. We will then request all the necessary documents and permits to close the deal. Finally, the sale will be authenticated by a certified notary public who records the change of ownership in the Swiss retail property record book - registre foncier. If you want to buy the property through an incorporated company, you must first create the company. You will need a lawyer for this and, yes, we can provide one. Having created the incorporated company, you will continue as outlined above. If you want us to, we can take care of the whole process for you, even in your absence.

 

There are normally three government agencies, two at state level and one federal, who must give their authorization for the sale. You should be able to get all the necessary permits for the buildings we have to offer without any difficulty, as long as all the information you provide is correct. Of course, we will take care of it all for you, if you wish.

 

Everything can be done within a few weeks.

 

You pay when the notary public records in the Swiss retail property record book that you are the new owner. However, some minor fees may be due before that.

 

The notary public, who will forward the money to the buyer when all the papers are correct. He will also pay the taxes you owe. This system ensures your total security, because the transaction is handled by a civil servant whose duty it is to check that everything is legal. Once he signs the final documents, you can be sure that you are the true owner.

 

NO. We have never been involved in money laundering, and never will be. It gives Switzerland a bad name.

 

No way. This is an attempt to circumvent the law and of course it is prohibited. Anyone who offers to do this for you can go to jail, the property can be confiscated and you can lose all your money. We don't do that kind of thing so please do not ask.

 

The notary public, a professional with a government license, has the duty to check that everything in the transaction is legal before he can record in the Swiss real estate register (registre foncier) that you are the new owner. Once he has given his approval, you can be sure that nobody can contest your right to the property. Throughout Swiss history, there has never been any call for the nationalization of land, and neither has there been any appropriation of private property, so you can rest easy - your property will be secure.

 

Yes we can, as long as you give us the necessary information, pay the money owed and give us power of attorney that allows us to act in your name. Then we can take care of everything even if you're not in Switzerland.

 

Yes, up to a maximum of 50% of the property's purchase price, provided the bank gives you a good rating .

 

You will have to pay a  4% tax  to the notary public for carrying out the change of ownership procedures. Then, depending on what you need exactly, there may be other fees for lawyers or accountants if you want to create an incorporated company to protect your identity. The building managers' fees are included in the general expenses account.

 

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