A credit card for your Swiss account provides the fastest access to your funds, 24 hours a day. Wherever you are, you can withdraw cash discreetly from ATMs.
	Can I obtain a credit card? Which credit card is the most confidential? How do I use a credit card discreetly?

1. Can I obtain a credit card?
You can obtain a credit card if you make a security deposit. Swiss banks will not verify your past credit ratings: the security deposit is considered to be enough coverage.

2. Which credit card is the most confidential?

Most banks offer credit cards without the bank logo. An expert can nevertheless identify your bank using the first four digits of your card number.

However, if you wish to avoid any ties with the bank whatsoever, in some cases you can have a card issued by an institution other than the bank (consult us).

Credit card companies (Visa, Mastercard and American Express) are prohibited from providing any information on cardholders (banking relations, address, etc.). They are bound by Swiss professional secrecy, just like the banks.

3. How do I use a credit card discreetly?

Sensible cardholders will:
	Use their credit card exclusively at ATMs. Avoid using their card in stores, restaurants and abroad. Avoid buying over the Internet. Never pay for services in their country of residence: the credit card slip issued during transactions contains information about your account: identification of the bank (or at least the country), first name, last name.

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